AI-Powered Payment Rails. Your Revenue.

Earn on every transaction on your platform. Human or Agent.

Getpaid is the licensed embedded-payments platform for software platforms. Embed checkout, split each payment across everyone who needs paying, and keep the margin on every transaction, whether a person or an AI agent starts it.

PCI-DSS Level 1
Licensed payment institution
Live in 24 hours
Platform Dashboard · Live
Monthly Revenue
€24.8K
↑ 18% MoM
Active Merchants
1,204
↑ 43 this week
Daily Volume, last 7 days
Card payment
EU card · 2 min ago
€340.00
+€2.10 fee
SEPA transfer
Direct debit · 5 min ago
€1,200.00
+€6.00 fee
Agent payment
API trigger · 9 min ago
€88.50
+€0.44 fee
Want to see your revenue potential?Calculate ROI →
Customers

What platforms building on Getpaid say

Example customerDokuMe
“Integration was quick, and we can monetise across every payment method our customers use. Setting our own margin per payment method gives us real flexibility.”
“Splits are incredibly granular yet simple to configure. Even our more complex, multi-party payments are easy to set up and settle correctly.”

Your partner & your platform payment rails

A licensed payment institution that runs underneath your platform, PCI-compliant and regulated. We never contact your merchants, so your merchant relationships stay yours, always. From onboarding to ongoing optimisation, we're at your side.

Your platform revenue generator & optimisation consultant

We're more consultant than rails. We actively help you maximise revenue with the right payment mix, smart pricing, and strategy shifts as you scale, so every transaction becomes platform margin.

Atomic multi-party split settlement, built in.

Go live in 24 hours with one API integration. Every transaction is split atomically in one API call: merchant payout, platform fee, and agent operator share, with no reconciliation and no batch payouts. We're the only European PI with multi-party settlement in production.

Agent-ready: protocols solve auth, Getpaid solves distribution.

Ten agentic payment protocols compete to authenticate agent transactions, but none of them distribute the proceeds. Getpaid does, with atomic split settlement across merchant, platform, and agent operator, all licensed, compliant, and in production.

Trusted by platforms across Europe
Ticketing SaaSERP SystemsB2B PlatformsWebsite HostingInvoice CompanieseCom Marketplaces
How Getpaid works

Full-stack payments capabilities that you control

Getpaid is built for software platforms that own their merchant network. Process payments, earn revenue on every transaction, and manage your sub-merchants, with no payment infrastructure to build.

One integration for every payment and every merchant.

A single API and white-label components cover everything: merchant onboarding, payouts, reporting, and compliance. We handle the complexity, you keep the revenue.

  • White-labelled components blend into your own product UI
  • New features ship automatically, with minimal dev effort
  • One integration covers checkout, onboarding, reporting, and payouts
  • Full sandbox environment for testing before you go live
  • Getpaid never contacts your merchants, so they stay yours

More for developers
YOUR PLATFORMWhite-labelled UI · Your brand · Your merchantsGetpaid APIPayments · Merchants · Reporting · Compliance · PayoutsCardSEPAWalletBankNetworksBankingDigitalTransferLicensed PI · PCI-DSS Level 1 · EEA-wideLicensed EU PIPCI-DSS Level 1
24h
From first API call to live payment
0
Integration cost. No lock-in
99.99%
Uptime SLA. Cloud-native
30+
Payment methods supported
Split Settlement

One transaction pays every party at once.

Every platform transaction involves multiple stakeholders. Getpaid distributes proceeds in a single atomic operation. No batch payouts, no reconciliation. No protocol provides this natively.

Explore split payments →
CONSUMER / AGENT PAYS€100.00Getpaid · atomic split settlementMERCHANTPLATFORM FEEPROCESSING€85.00€12.00€3.00
All splits execute atomically. Works identically for human-initiated and agent-initiated transactions.
AI-powered platform
The only embedded payments platform built for the AI era

Getpaid is built exclusively for software platforms, not direct merchants. It's an intelligent payment system where AI powers revenue reporting, routing decisions, fraud detection, and the industry's most complete agent payments API. Every layer is designed so platforms earn more from every transaction their merchants process.

Layer 1
Agent-native API
Every endpoint is idempotency-safe and designed for machine-speed execution. AI agents call the same API as humans, but faster, with structured error responses and event-driven webhooks for orchestration.
Layer 2
Agent identity & delegation
Scoped agent tokens with per-agent spending limits, daily caps, and merchant-category restrictions. The full delegation chain, from human to organisation to agent to sub-agent, is auditable and revocable at any time.
Layer 3
Programmable payment rules
Trigger-based payments, conditional routing (bank transfer if >€1k, card if <€100), and multi-step approval thresholds. Agents execute the right payment method automatically based on transaction logic.
Layer 4
Multi-party splits at machine speed
Every agent-triggered checkout can simultaneously pay the vendor, the platform, and any sub-contractor. All in one atomic transaction. No human reconciliation. No manual payout step. Splits resolve in milliseconds.
Layers 5 & 6: AI-powered fraud & compliance. Agent-aware fraud models that detect machine-behaviour anomalies (not just human patterns), prompt injection defence, and KYC/AML compliance delivered via certified partners including ComplyAdvantage and leading regtech providers. Every automated transaction is screened, logged, and auditable.
Who is it for

Every software platform that owns its merchant network can become a payments company

We don't try to be everything for everyone. Getpaid is built for platforms with a defined merchant base and we are the best at making them earn revenue on every transaction.

Ticketing Software
Events & venues
ERP Systems
Enterprise resource planning
B2B Platforms
B2B software platforms
Website Hosting
Hosting & web platforms
Invoice Companies
Billing & invoicing SaaS
eCom Platforms
Marketplaces
And more
Any platform with merchants
We are a licensed payment institution. Think of us as your revenue optimisation consultant. Before you go live and as your volume grows, Getpaid actively helps you analyse your transaction mix, model the impact of switching payment methods, shift pricing strategies, and configure the fee structure that maximises your margin. We act as an ongoing partner in growing your revenue, not just a piece of infrastructure.
Pricing & revenue

Set your price, keep the margin

Charge your merchants what you choose per payment method, region, or tier, and keep the spread. Model pricing strategies on real data before you take them live.

Your growth path

From embedded payments to the agent economy. One integration

Getpaid grows with your platform. Start with embedded checkout and split settlement today. Add agent capabilities as you grow. No migration, no new vendor. The same API, expanding in scope.

Stage 1: Today
Embedded Payments
Checkout API, merchant onboarding, sell-price model, atomic split settlement. Your merchants processes payments through your platform. You earn the spread.
Stage 2: Agent Checkout
Accept Agent Payments
Your merchants accept payments from AI agents via SPTs, AP2 mandates, or your platform's own AI. Same split settlement, higher volume, faster transactions.
Stage 3: Agent Wallets
Issue Agent Credentials
Your platform's AI agents get their own payment credentials: virtual accounts, spending mandates, policy-controlled wallets. Funded by the platform or its users.
Stage 4: Full Agent Economy
Agents on Both Sides
Buying agents and selling agents transact at machine speed. Multi-protocol support, stablecoin settlement, atomic cross-party distribution. The future, built on the same API.
Solutions

Built for every payment use case

From your first checkout to agent-led transactions, Getpaid gives platforms one coherent payments foundation.

Checkout: for platforms of all sizes

Launch branded payment experiences without building and maintaining every payment flow yourself.

  • White-label hosted checkout
  • Cards, bank payments, wallets, and local methods
  • Built-in compliance and fraud controls
More details

Getpaid platform

One API, configurable components, and licensed settlement behind every workflow.

Global coverage

160+ payment methods, in every market that matters

Accept cards, wallets, bank transfers, and the local methods buyers trust, from Wero, iDEAL, and Bizum to Vipps and Pix, across 30+ EEA countries and beyond. Activate per-country methods with a single API flag.

See all payment methods and regions
Pricing

Transparent pricing. You set your sell price. You keep the margin.

No revenue split. You set your own price for each payment method, and the margin you add is entirely yours to keep. Simple, transparent, and aligned with your growth.

What does "sell price" mean?
Your sell price is what you charge your merchants per payment. You set it per payment method, and the margin you add is entirely yours to keep. There's no revenue split.
Do you contact my merchants?
Never. Your merchants are yours, always. Getpaid is the invisible infrastructure underneath your platform. We never communicate with your merchants directly, and they will never know Getpaid is powering the payments.
Are there any setup or PCI fees?
No. No PCI-DSS fees, no setup costs, no integration lock-in. You pay per transaction. Nothing upfront. We want to earn your business by being the best payment partner, not by locking you in.
Can I shift my pricing strategy without disrupting live merchants?
Yes. Getpaid lets you simulate new pricing strategies on historical data before applying them live. You can run A/B tests and compare revenue scenarios side by side. Then flip the switch when you're confident.
Estimated annual platform margin
€300,000
per year: your margin per transaction × volume
Monthly volume€2,000,000
Your margin per transaction0.50%
Monthly margin€25,000
Annual margin€300,000
Avg. margin per merchant / yr€600
Developers

Built by developers, for developers

A REST API built on standard principles, prebuilt embeddable components, a full sandbox, and detailed integration guides. Everything you need to start processing in days, backed by experienced engineers.

Company

A licensed payment institution, built for platforms

PCI-DSS Level 1, Tier-1 bank safeguarding, KYC/KYB, and EU regulation, with hubs in Germany, Spain, and Finland. We are the invisible rails underneath your platform, and we never contact your merchants.

About Getpaid

Ready to turn your platform into a payments business?

Book a 30-minute call with our platform payments team. We'll model your revenue potential and get your first merchant processing within a week.