# Getpaid

> Getpaid is a licensed payment institution and white-label embedded-payments platform for software platforms—not direct merchants. Platforms set the price for each payment method and keep the margin; Getpaid operates the regulated infrastructure without contacting their merchants.

Getpaid supports SaaS, marketplaces, B2B software, ticketing, ERP, website-hosting, and invoicing platforms. Its PCI-DSS Level 1 infrastructure provides checkout, atomic multi-party settlement, merchant onboarding and compliance, payment-method coverage, and an AI-native agent payments API. It is live in Germany, Spain, and Finland, with EEA coverage.

## Products

- [Checkout](/checkout): white-label hosted checkout for cards, wallets, SEPA, open banking, and local methods; PCI-DSS-ready and branded for the platform.
- [Split payments](/split-payments): atomic settlement across platforms, merchants, and third parties in one transaction—without batch payouts or reconciliation.
- [Subscriptions and invoicing](/subscriptions): recurring billing, invoicing, dunning, SEPA mandates, and B2B payment terms.
- [Wallet top-up](/wallet-top-up): prepaid/stored-value balances funded by card, SEPA, or open banking, with instant credit, auto top-up, ledger, and white-label UI.
- [Agent payments](/agent-payments): scoped agent authority, spending limits, programmable rules, idempotency-safe retries, and split settlement for AI-initiated payments.

## Platform capabilities

- [Payment methods and coverage](/payment-methods): 160+ methods across 30+ EEA countries and beyond, including cards, wallets, SEPA, open banking, Wero, iDEAL, Bizum, Vipps, and Pix.
- [Pricing](/pricing): platform-controlled sell prices by method, region, tier, or merchant, plus payment-mix optimisation to retain margin.
- [Developers](/developers): REST API, hosted and embeddable integrations, sandbox, Postman collection, and separate sandbox/live environments.
- [Security and compliance](/compliance): PCI-DSS infrastructure, KYC/KYB, sanctions and PEP screening, fraud monitoring, safeguarding, and GDPR-ready data protection.

## Documentation and contact

- [Developer docs](https://docs.getpaid.io)
- [API reference](https://docs.getpaid.io/api)
- [Release notes](https://docs.getpaid.io/release-notes)
- General: info@getpaid.io; support: support@getpaid.io